Archive for the ‘Dentist’ Category

When Dental Gets Financial

Dental Financing

It’s one of the most common complaints among legislators, health care advocates, patients, and professionals alike: when it comes to medical insurance, dental plans are all too often given little regard or thrown out altogether. While some insurance companies seem to view dental work as a largely optional form of medical treatment, there are many ailments and oral conditions that require immediate attention in order to avoid serious problems in the mouth and other areas of the body. It should also be noted that the adoption of a sound dental hygiene regimen is among the most important practices patients can use to maintain their overall health, as poor or infrequent brushing and flossing can lead to heart complications and other issues. Even in the face of these well-documented facts, it can be difficult for many people to obtain dental insurance that adequately meets their needs, or the needs of their family.

In the wake of the global financial crisis, the availability of affordable dental insurance is becoming even more scarce. Compounding the problem, widespread layoffs have resulted in many employees losing their dental benefits. This disadvantageous combination means that some people are struggling to meet their dental needs, and the unfortunate truth is that some percentage will avoid treatment in order to pay for what seem like more immediate concerns. Just as medical conditions involving the limbs and organs shouldn’t be ignored, the teeth and gums require the care of a professional, and no perceived problem should be left to chance or put on hold for brighter financial times.

With the understanding that many people are unable to afford dental treatment, from serious structural and decay problems to outright emergencies and basic cavity preventive care and filling work, the GE Money company has devised a program specifically targeted towards addressing the need for dental work where many insurance policies fall short. Their program, entitled CareCredit, is intended to help people who need dental work but can’t afford to make upfront payments receive the care they and their families need without putting treatment on hold and allowing the problem to become worse.

CareCredit specializes in creating comfortable payment plans for a variety of income levels and financial situations, ensuring that all qualifying individuals are able to take care of their dental needs in a way that’s right for their own lifestyle and circumstance. A growing number of conscientious clinics, including Jollyville Dental in Austin Tx, are beginning to accept CareCredit along with traditional insurance policies and private financing. Thanks to GE Money and clinics with an understanding spirit in Texas and across the country, people are improving their smiles and addressing painful and dangerous oral problems with ease, safe in the knowledge that they and their loved ones will never have to save a tooth issue “for later.” As this program expands, it is hoped that many major insurance companies will take the hint and begin offering more dental-inclusive plans to help their clients get the comprehensive care they need.

For a Dentist in Austin TX:
Jollyville Dental Professionals
11672 Jollyville Rd
Austin, TX 78759-3935
(512) 918-0005

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